Ensuring Progress on SDGs Through Digital Transformation and Financial Inclusion

The Kartu Prakerja programme has been designed with the dual purpose of enhancing the competencies, productivity, and competitiveness of the Indonesian workforce, while also delivering essential social assistance during the COVID-19 pandemic. The programme applies digital transformation at all stages of its implementation, which include but are not limited to the registration and the distribution of training and incentive funds. In distributing social assistance, Kartu Prakerja applies the government-to-person 3.0 delivery system in collaboration with multiple payment platforms. Through digital transformation and financial inclusion, the Kartu Prakerja programme has reached 16.42 million beneficiaries from 514 regencies/cities throughout Indonesia. During the pandemic, the social assistance provided by the programme helped the beneficiaries maintain a purchasing power. Kartu Prakerja has also proven successful in building economic resilience, encouraging financial inclusion and accelerating the accomplishment of multiple Sustainable Development Goals. The programme offers many lessons on ensuring ‘no one is left behind’.